Is Your Car Covered by Insurance During Transport? What You Need to Know.

Alright, let's talk about something important: insurance when you're shipping a car. Happens all the time, folks assume everything's covered. It's not always that simple. You're entrusting your vehicle to someone else. You want peace of mind. That's where we come in.

Carriers and Their Coverage

Every carrier we work with, and that includes our parent company, AMG Endeavors, carries substantial cargo insurance. It's not optional. It's a requirement to operate. These policies typically cover damage that occurs during transport due to carrier negligence. Think collisions, drops, or other direct incidents.

Now, here's where it gets a bit murky for some. Their insurance usually covers the car itself, up to a certain declared value. But it doesn't always cover every scratch or ding that might happen from general wear and tear, or if it wasn't noted on the initial inspection. This is why our drivers perform thorough VIN scans and detailed inspections at both pickup and delivery.

What Standard Carrier Insurance Covers

• Damage from Accidents: If there's a wreck and your car gets crunched, this is covered.
• Loading/Unloading Damage: Mishaps during the loading or unloading process are typically included.
• Theft: If the vehicle is stolen while in the carrier's possession, their insurance should respond.

Sounds good, right? Mostly. But there are still gaps.

What Standard Carrier Insurance Might NOT Cover

• Act of God: Severe weather, natural disasters. Often excluded. Think hail damage during a hurricane.
• Road Debris: Small chips or dings from rocks kicked up by other vehicles are often a grey area.
• Pre-existing Damage Not Documented: This is huge. If it wasn't on the original inspection, it's hard to claim it happened during transport.
• Personal Items Inside the Vehicle: Absolutely no. Forget about your grandma's antique vase or that laptop you left in the back seat. Carriers don't insure contents.

This is why we stress the importance of a thorough walk-around and clear documentation before your car leaves. Our drivers, whether it's an open car carrier transport or an enclosed auto transport for luxury cars, are trained for this. It protects everyone.

Your Own Insurance: A Necessary Look

Most personal auto insurance policies do not cover your vehicle while it's being transported by a third-party carrier. You need to verify this with your own insurance provider. Don't assume. Call them. Ask specific questions about third-party transport coverage.

Some policies might offer limited coverage, or you might be able to add a rider for the duration of the transport. This is especially something to consider for classic car transport enclosed or if you're shipping a non-running vehicle that might need extra care.

Why a Broker Like AMG Transport Co. Matters

We're the buffer. We're your advocate. When you ship a car from Houston to Los Angeles, or if you're relocating to Florida and need to ship your car from Texas, you're not just dealing with a random truck driver. You're dealing with us. We're a vehicle logistics company Texas residents trust.

Vetted and Insured Carriers

Every carrier in our network is thoroughly vetted. We check their operating authority, their safety record, and most importantly, their insurance. They need to meet our standards, which are often higher than the minimum federal requirements. This is a crucial part of how to choose a reliable auto transport broker. We don't just use anyone with a truck.

A Guiding Light in a Fraud-Filled Industry

Let's be honest, the auto transport industry has its share of shady operators. This is where an experienced car shipping broker you can trust becomes invaluable. We provide honest quotes and transparent information. You won't find us engaging in "slash and burn" tactics just to get a job, only for you to find hidden fees later.

We aim for affordable car shipping without hidden fees. Our door-to-door car shipping how it works process is clear. You know what you're paying for. We even use Stripe for secure deposits, adding another layer of financial protection.

Our Role in the Event of Damage

Should an issue arise, we don't just point fingers. We help you navigate the claims process. We have the relationships with these carriers. Our job isn't done until your vehicle is delivered safely and, if there's an issue, until it's resolved. This is part of providing a stronger customer experience.

We understand what affects car shipping cost per mile, whether it's an open car carrier transport cost or enclosed auto transport for luxury cars. But we also understand the value of protecting your investment. For multi-car transport for families or shipping an SUV vs sedan cost difference, the core principle remains the same: safe, insured transport.

What You Can Do to Protect Your Vehicle

1. Inspect Thoroughly: Before and after. Take pictures. Lots of them. Document every scratch, ding, or dent. Our VIN scans help, but your own records are vital. This protects you whether it's shipping a non-running vehicle what to know or a brand new one.

2. Remove Personal Belongings: I already said it, but it bears repeating. Don't leave anything of value in the car. It's not insured.

3. Confirm Coverage: Talk to your personal insurance. Talk to us. Understand exactly what kind of protection is in place.

4. Choose Wisely: This is where AMG Transport Co. comes in. We offer nationwide vehicle shipping door to door. From Texas to California, we've got you covered.

Our 72-hour pickup windows are designed for efficiency, and our network of vetted carriers ensures your vehicle is in good hands. We believe in transparency and communication throughout the entire process.

Conclusion: Don't Leave It To Chance

Shipping a car is a significant undertaking. The roads are a dangerous place. You wouldn't send your kid unsupervised; don't do it with your car. Relying on an experienced broker like AMG Transport Co. isn't just a good idea; for most people, it's almost required. Carriers don't want to deal with individual problems. They want to drive. We handle the rest. The frontend sales, the coordinating, the backend systems. All of it. We are the best auto transport company for out-of-state moves and a Texas based auto transport broker nationwide.

We stand between you and the potential headaches, ensuring you're covered, informed, and your vehicle arrives safely. Get an honest quote today.

Get a Free Quote from AMG Transport Co.

Written by Mike Matthews, Logistics Manager at AMG Transport Co.